Subscribe to Being Broke Sucks Latest Updates

Personalized Credit Consulting

Tuesday, September 29, 2009

Credit problems? Fix them yourself!!


No Need to worry...
You can do it yourself!!

Credit repair kits reveal an easy way on how to repair your credit and they make easier to learn how to manage your personal finances. The repair kit is a step by step consumer guide to restoring the financial soundness of your credit accounts. It contains detailed information on the importance of your credit stability and how to understand your credit history. Consequently, once you understood the process you should be able to fix any records on your credit files.
Suze Orman's FICO® Kit Platinum

For help with Do it yourself credit repair Click Here!

These kind of kits has been designed to give you the knowledge on how to obtain copies of your credit reports which you are required to present to credit repair agencies in case of any inaccurate and wrong information to be removed. Also, professionally composed letters that aid in clarification of credit reports. Moreover, It discloses how to make a good an efficient budget, and last but not least, how to establish new credit terms and ways of paying off all debts and avoiding damning bankruptcy.



However, obtaining financial leverage cannot be achieved overnight, therefore the step by step guide has to be implemented for a certain period of time. You will have to be patient, organized and the expected results will be achieved. It's all a do it yourself program and so setting achievable goals and objectives is also an essential requirement.


120x62 - What’s Your Credit Score?


Overtime, these credit repair kits have been used and it's the most employed repairing system in the market today. Most legal issues on the financial services have not been yet exposed and many agencies have made money by offering services in this field. In order to be fair enough, there are certain items that probably you good be right going with credit repair services because of their complexity.

All in all,  magazines have reported the effectiveness of the credit repair kit. However, professional advice is always suggested.

The Credit Repair Organizations Act

Credit repair organizations must give you a copy of the “Consumer Credit File Rights Under State and Federal Law” before you sign a contract. They also must give you a written contract that spells out your rights and obligations. Read these documents before you sign anything. And before signing, know that a credit repair company cannot:

* make false claims about their services
* charge you until they have completed the promised services
* perform any services until they have your signature on a written contract and have completed a three-day waiting period. During this time, you can cancel the contract without paying any fees.


Before you sign a contract, be sure it specifies:

* the payment terms for services, including the total cost
* a detailed description of the services the company will perform
* how long it will take to achieve the result
* any guarantees the company offer
* the company’s name and business address





Mr. Dangerfield is an I.A.P.D.A Certified Debt Specialist whom has worked in the finance industry for over a decade. He manages www.beingbrokesuckstoday.com and is the author of "A Dangerfield Manifesto" and co-founder of SMG Holdings, the parent company of Squad Music Group, Dangerfield Artistic Entertainment SMG Publishing and Taboo Dangerfield Publishing
Follow me on twitter

No comments:

Post a Comment