Do you look like an ATM to your kids?

Do your kids sound like a begging machine?
Ideas on money making ideas for kids

Recently I sent my son to work for himself, I told him," I can no longer afford to take care of your weekly dates, hanging out with friends, and skateboard equipment." Times are tough out there for all of us and as much as I want for Lil Dangerfield to have fun, I noticed that he was spending in excess of 40-60 dollars a week. Not including money to eat and get back and forth to school. So I decided...Boy you are going to work.


It's tough on all of us, even those who have not been laid off, the rising cost of living without the increase of pay has added stress. Our kids are just being exactly what they are, kids. We want to help them out but I feel maybe the best wy to help them out is by teaching them how to make money on there own. This will encourage Independence that they will need to use later in life.

Most kids are quite happy when they get some pocket money. They feel like a part of the adult world since they can make decisions on their own. However, parents are not there to give all the pocket money kids would like to spend. Kids also have to learn how to deal with money. Money is not for free and kids can learn a lot when they have to earn their own pocket money. Here are some money making ideas for kids.


Organize a flea market or swap meets. Many people have lots of stuff that they want to get rid of - some even have a whole basement full of stuff that can be sold elsewhere. It can be organized indoors or in front of your house. Smaller kids will need assistance from their parents. Bigger kids will be happy taking responsibility and doing everything on their own. You can give unwanted household items away and help your child "start" their business.





Gather and sell collectibles. There are hundreds of types of collectibles. You will be amazed to know what strange stuff people collect. Kids, who can research the Internet like no one else, can find places where they can find and sell collectibles. eBay is a good place to start with. This money making idea won't cost you more than a couple of dollars and can bring a pretty decent revenue if you have a good source for collectibles.

Being a tutor. Kids can tutor smaller children. If your kid is good in a field like math, for example, he can teach lower grades. At least for math, there is always some other kid who needs a good tutor. This is also a boast for his self-esteem.

Whatever your kid chooses to do, be sure to support him or her in it. There are many more ideas, this is just a brief overview of different ideas for kids to start to become entrepreneurs.




Mr. Dangerfield is an I.A.P.D.A Certified Debt Specialist whom has worked in the finance industry for over a decade. He manages www.beingbrokesuckstoday.com and is the author of "A Dangerfield Manifesto" and co-founder of SMG Holdings, the parent company of Squad Music Group, Dangerfield Artistic Entertainment SMG Publishing and Taboo Dangerfield Publishing
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Do you feel trapped living paycheck to paycheck?

Counting down the hours until payday? You're not alone.

























I found this article on www.consumeraffairs.com

                                                                        

Six-In-Ten Workers Live Paycheck To Paycheck, Survey Finds

As the economic downturn trudges on, many workers are struggling with household budgets. About six in 10 workers -- 61% -- report they always or usually live paycheck to paycheck just to make ends meet, compared with 49% last year and 43% in 2007, according to a new nationwide survey of more than 4,400 workers by CareerBuilder.

Thirty percent of workers with salaries of $100,000 or more report that they too live paycheck to paycheck, versus 21% in 2008.

Some workers are making ends meet by dipping into their long-term savings. More than one in five workers say they have reduced their 401(k) contributions or personal savings in the last six months to get by. Among workers earning six figures or more, a nearly equal number -- 23% -- report that they have also reduced their 401(k) contributions or savings.

While some workers are tapping into their long-term accounts, others are having a hard time saving anything at all. More than one-third -- 36% -- say they do not participate in any programs such as a 401(k), IRA or retirement plan, compared with 31% in 2008. In addition, one-third report that they don't put any money aside into their savings each month, while 30% set aside $100 or less per month for savings and 16% save less than $50. Games, games and more games! Try over 200 games for free at PlayFirst.

"Workers are employing a variety of tactics to help make ends meet in this economy," said Rosemary Haefner, vice president of human resources for CareerBuilder. "Whether it's by keeping a tighter budget, finding ways to bring in additional income or adjusting their savings strategies, workers are doing their best to weather the current storm. These good financial habits will not only help workers in the short term, but better position them for the future."

Haefner offers the following tips for riding out the economic downturn and preparing for the future:

• Keep track of spending. Create a spreadsheet to analyze what you spend each month, including the money spent on those inevitable invisible expenses, such as a morning coffee, cab ride or afternoon snack. Once you can see where your money goes, you can clearly see where you can cut back.
• Boost your income. One in 10 workers report taking on a second job in this economy to help make ends meet. Ask yourself if this is something you can handle on top of your current job and then pursue some viable options.
• Speak up. Talk to your HR department and see what is available to help you save on your monthly expenses. Even though times are tough, companies are still offering flexible spending accounts, wellness benefits, retail discounts, transit reimbursement and more.

written by James Limbach          




Mr. Dangerfield is an I.A.P.D.A Certified Debt Specialist whom has worked in the finance industry for over a decade. He manages www.beingbrokesuckstoday.com and is the author of "A Dangerfield Manifesto" and co-founder of SMG Holdings, the parent company of Squad Music Group, Dangerfield Artistic Entertainment SMG Publishing and Taboo Dangerfield Publishing
Follow me on twitter